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Universal Credit claimants can claim full advance on monthly payments

The advances must be paid back in instalments

People claiming Universal Credit can get a full advance on their monthly payments if needed.

Benefits claimants usually receive their payment on the same day every month. But those experiencing financial hardship can claim their benefits earlier if needed - and requesting an early payment can be done online.

And you can apply for an advance before you get your first payment, when making a new claim

However, you will need to pay back the advance payment in instalments from future Universal Credit payments, or by other means if you no longer receive Universal Credit.

The early payment requests can be made through your Jobcentre Plus work coach, through your online account or by calling the Universal Credit helpline.

A response is usually given the same day and the advances can be your full estimated payment, reports Herts Live.

Applying via work coach or Universal Credit helpline

The Government website says: "If you apply for an advance by speaking to your work coach or calling the Universal Credit helpline, you (and your partner if you have one) will need to:

  • Explain why you need an advance;
  • Provide bank account details where the advance should be paid (talk to your work coach if you cannot open an account);
  • Have had your identity checked at a Jobcentre."

Applying online

The Government website says: "Choose the ‘apply for an advance’ section to apply for an advance online through your account.

"You can only apply for an advance online if you are within your first Universal Credit assessment period and you have had an interview at the Jobcentre. If you have passed your first assessment period you will need to apply by calling the helpline.

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"When you apply for an advance online, the amount you can get will be shown on screen.

"If you are part of a couple you will also be asked if your partner agrees to the advance."

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